Well, Christmas is finally here and the hustle and bustle of the holiday has started. Right now the stores are having all sorts of sale for the last few days till the big day. But this year the big question is, “Is there enough money?” I just want to remind you that even though it is nice to have gifts under the tree, that’s not what Christmas is about. Christmas is being able to come together as a family and have a great time. Share some laughs with the family, sing some Christmas carols, and just let the stress fade away. You don’t have to agree with me but I do want to wish everyone to have a happy and safe holiday.